This morning, in the ” Negative News Flow ” post, I noted that the unemployment rate will probably start ticking up again soon. Here are a few reasons why I think the unemployment rate will increase (some overlap): 1) The main reason is the general slowing economy. There is a…
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For the past 15 years, economist Ronald Ferguson has investigated the myriad factors that combine to create racial disparities in academic performance. Beginning with his analysis of the impact of test scores in predicting racial wage…
Add feeder funds for diversification
If you have not taken notice of a slew of feeder funds in the market, it is time you did. They’ve clocked impressive returns during the current uptrend and provided diversification.Feeder funds became popular lately, with many international funds making a debut here.
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Whenever I’m traveling in new circles or meeting groups of people I don’t know well, the conversation usually turns into discussion of what everyone does professionally. When I explain that I’m a writer and mention The Simple Dollar, it’s not long before people at the table are usually tossing…
Note: this is an unofficial list of Problem Banks compiled only from public sources. Here is the unofficial problem bank list for August 13, 2010. Changes and comments from surferdude808: The Unofficial Problem Bank List finishes the week at 813 institutions with aggregate assets of $417.8 billion. The sole removal…
Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago…
Refinancing home opens opportunities
Dear Tax Talk, My wife and I are looking to buy a vacation home primarily to be used as a rental property.
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Builders shrink homes to fit buyers’ newly modest tastes
DETROIT — When the air sputtered out of the housing…
Although not unexpected, the news flow is about to take a more negative tone starting with the existing home sales report on August 23rd. We’ve been discussing this for some time … and I’d like to highlight just a few pieces of forthcoming data: The existing home sales report will…
Aged Internet leads are generated just the same as real-time Internet leads. The only difference is time and that passing of time significantly reduces your leads cost. Aged leads can give your business some unique opportunities and flexibility. If you are in the business of debt settlement; health, life, or…
Randy Johnson, president of Independence Mortgage Co. in Newport Beach, author of “How to Save Thousands of Dollars on Your Home Mortgage” and a mortgage broker since 1983, answers questions… Q. My son would like to refinance his loan on an attached home. He has about $225,000 equity in…