A couple days ago at the doctor’s office, I picked up the newest issue of Time , which featured a cover story entitled “Why It’s Time to Retire the 401(k)” (and you can read the article online ). The article was filled with lots of stories about individuals close…
Randy Johnson, president of Independence Mortgage Co. in Newport Beach, author of “How to Save Thousands of Dollars on Your Home Mortgage” and a mortgage broker since 1983, answers questions… Q. I’m interested in buying a house but I have little money for a down payment. I was wondering…
Attorney General Jerry Brown said today he will go after companies that violate the state’s new ban on collecting an advance fee for helping someone avoid foreclosure. Since the foreclosure crisis began, hundreds of companies and law firms in Orange and neighboring counties have promoted their ability to get…
Three and a half years ago, I was in a desperate debt situation. My lifestyle was tied desperately to spending far more than I was bringing in – and I was finally paying the consequences. I had let money become the most important thing in my life. It drove…
Amherst Securities Group said it expects relatively few trial loan modifications to be successful under the Obama administration’s Making Home Affordable Modification Program, reports real estate news Web site Housing Wire. Here’s more: Additionally, it’s taking longer for bad mortgages to move from last payment to liquidation, and the…
Margaret writes in: I have a twenty four year old daughter who is still living at home. She went away to college, but moved back in after college while looking for a job. She’s had a good job now for two years, but has made no move at all…
This is the thirteenth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone , where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased apart and looked at in detail. This entry covers…
Can a meal really get any easier than that? Cook up some rice, add some red beans, frozen okra, and cooked sausage (andouille, polska, whatever you like). Sprinkle in a lot of spices (sage, cayenne, garlic, thyme, paprika, even a bay leaf if you have one) as you’re cooking…
Whenever I mention that I’m self-employed and work from home while my wife works outside of the home, I usually receive a question or two from readers who are thinking about a similar arrangement. They want to know about how we balance things. How do you balance household chores?…
I’ve written many, many times about how relevatory keeping a “thought notebook” in my pocket has been for me. Whenever I have a stray thought that might be useful at all to remember later, I jot it down in the notebook and then review it later, usually a couple…