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The Simple Dollar Time Machine: October 3, 2009

The Simple Dollar Time Machine: October 3, 2009

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, … Read More

NY Times: Retailers Expect No Growth in Holiday Spending

NY Times: Retailers Expect No Growth in Holiday Spending

From the NY Times: Retailers Expect Flat Christmas Sales This Year [A] lot of people are thinking about it, and taking surveys to test the mood of the American consumer, and deciding that this Christmas will be as bad as … Read More

Never Eat Alone: Social Arbitrage

Never Eat Alone: Social Arbitrage

This is the tenth of sixteen parts of a “book club” reading and discussion of Keith Ferrazzi and Tahl Raz’s Never Eat Alone , where this book on building a lifelong community of colleagues, contacts, friends, and mentors is teased … Read More

Comparing Employment Recessions including Revision

Comparing Employment Recessions including Revision

Here is a graph with an estimate of the impact of the preliminary estimate of the annual benchmark revision. (ht John) Click on graph for larger image. The dashed line is an estimate of the impact of the large benchmark … Read More

Here come the short sales

Here come the short sales

Burns More troubled homeowners will do short sales as the Obama administration pushes a previously announced incentive plan, says the latest newsletter of John Burns Real Estate Consulting in Irvine. Back in May, the U.S. Treasury said if borrowers met … Read More

Bank Failure #98: Southern Colorado National Bank, Pueblo, Colorado

Bank Failure #98: Southern Colorado National Bank, Pueblo, Colorado

Rocky Mountain High Rarified Air, Rarer cash. Where did it all go? by Soylent Green is People Form the FDIC : Legacy Bank, Wiley, Colorado, Assumes All of the Deposits of Southern Colorado National Bank, Pueblo, Colorado Southern Colorado National … Read More

Bank Failure #97: Jennings State Bank, Spring Grove, Minnesota

Bank Failure #97: Jennings State Bank, Spring Grove, Minnesota

Nine Point Eight Percent Recovery is forestalled More bankers jobless by Soylent Green is People From the FDIC : Central Bank, Stillwater, Minnesota, Assumes All of the Deposits of Jennings State Bank, Spring Grove, Minnesota Jennings State Bank, Spring Grove, … Read More

New FHA Streamline Refinance Guidelines in California for 2010

New FHA Streamline Refinance Guidelines in California for 2010

FHA Streamline Refinance Guidelines for 2010 for California will be new to some, but old to others. Under today’s FHA streamline refinance guidelines, homeowners with FHA loans have the ability to lower their monthly payment when FHA mortgage rates are … Read More

Painting a Specific Future – And Figuring Out How to Get There

Painting a Specific Future – And Figuring Out How to Get There

A few weeks ago, my wife and children and I spent the weekend visiting several members of her extended family. On the final morning of the visit, I sat around the kitchen table with my wife’s grandfather and uncle and … Read More

Report: Starwood "Winner" of Corus "Assets", and more Walking Away from Hotels

Report: Starwood "Winner" of Corus "Assets", and more Walking Away from Hotels

Click on graph for larger image in new window. This graph is from Doug Short of dshort.com (financial planner): “Four Bad Bears”. Note that the Great Depression crash is based on the DOW; the three others are for the S&P … Read More