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Frugality and Accumulation

Frugality and Accumulation

The other night, I watched a couple episodes of the A&E documentary series Hoarders . For those of you who haven’t seen it, Hoarders is a documentary series that focuses on the struggles of people who suffer from compulsive hoarding. One thing that struck me over and over again…

Musical Bills b/w Treading Water

Musical Bills b/w Treading Water

Katie writes in: The article on budgets was *great.* I’ve long felt guilty for not doing the whole formal budget thing, especially since I always liked and did well at math. (Like you, however, spreadsheets cause my eyes to roll back in my head.) But here’s a question/comment on…

Yard Sale Ethics: Is the Sticker Price the End of the Story?

Yard Sale Ethics: Is the Sticker Price the End of the Story?

In my recent post about cultivating your own knowledge for fun and profit , I mentioned that you should hit yard sales, consignment shops, estate sales, and so forth as a way to put your knowledge to work for you and take advantage of underpriced items. A few commenters…

Conservative or Aggressive: How Does a New Investor Know What to Do?

Conservative or Aggressive: How Does a New Investor Know What to Do?

If you’ve read the reader mailbags for a while, you’ve noticed that I often get messages from people who have worked their way into a good financial place and now have some money to invest, often for the first time in their life. They look around, watch CNBC, read…

Finding the Rhythm

Finding the Rhythm

One of the biggest things that’s changed in my life since my financial turnaround and subsequent career changes is that I’m constantly involved in a lot more self-evaluation than I used to be. I’m constantly looking at how I do things, looking for ways to improve the quality and…

What’s Necessary? What’s Not Necessary?

What’s Necessary?  What’s Not Necessary?

Naomi is trying to get a good picture of her actual spending and is using a very good process to get there. She’s run into a bit of a snag, though. I have reached a month of collecting receipts and preparing to organise it all in an Excel spreadsheet.…

Cultivating Domain Knowledge and Hobbies for Fun and Profit

Cultivating Domain Knowledge and Hobbies for Fun and Profit

When I was sixteen, I bought a cigar box full of 1960s baseball cards for $5 from someone who was cleaning out their mother’s attic. I sold one single card in the box – a 1965 Topps Mickey Mantle in excellent condition – for $200. Several years ago, I…

I Can’t Find a Job in This Economy!

I Can’t Find a Job in This Economy!

I get a lot of emails from people with the above statement, usually followed by some sort of plea for help. I have a lot of sympathy for their situation. I can’t even imagine how painful it would be to not have a steady income, have no luck finding…

Being Pragmatic About Buying Local

Being Pragmatic About Buying Local

Yesterday, Get Rich Slowly posted an article entitled Why I Buy Local , in which J.D. makes the case for buying from local suppliers, even if the costs are a bit higher, because of the secondary benefits. J.D.’s support of local businesses goes quite a bit further than mine…

A Long Weekend Retreat

A Long Weekend Retreat

Rhonda writes in with a great idea for how she’s going to spend her Labor Day weekend: I’m planning on using my 3-day Labor Day weekend as an at-home retreat (I live alone) to do some short- and long-term planning. I’m about 10 years away from retirement and want…