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New Jersey – USDA 100% Home Loan

New Jersey – USDA 100% Home Loan

There is a little known and under utilized home loan available in New Jersey and across the country. This loan provides 100% Financing! You read it right…..100% financing…..and no Mortgage Insurance! WHAT ARE THE SPECIAL ADVANTAGES OF THE LOAN? * … Read More

New Good Faith Estimate debuts Jan. 1, 2010

New Good Faith Estimate debuts Jan. 1, 2010

Housing and Urban Development (HUD) regulators are always trying to make things better and more transparent for borrowers. This time they have made some major changes in the Good Faith Estimate, a backbone of the mortgage industry. These changes will be taking … Read More

Trustworthy Information on FHA Mortgage Loans in Arizona

Trustworthy Information on FHA Mortgage Loans in Arizona

This morning I decided to do some research on a few topics related to FHA lending in Arizona .  When I do this, I usually follow this process: I start with my personal understanding of the topic based on recent … Read More

House votes to expand home buyers’ tax credit in New Jersey and across the country!

House votes to expand home buyers’ tax credit in New Jersey and across the country!

House votes to expand home buyers’ tax credit hoping to stimulate the housing market even more in New Jersey and across the country. Congress gave final approval Thursday to support the housing market by extending and expanding the First Time … Read More

Home Buyer Tax Credit in California Extended

Home Buyer Tax Credit in California Extended

Has the home buyer tax credit in California been extended? Well, California’s real estate market did receive another boost from last night’s vote in the Senate. Although it’s not the final vote, it effectively seals the deal on the plan … Read More

Three Questions to Ask Your FHA 203K Lender

Three Questions to Ask Your FHA 203K Lender

There is a huge demand for FHA 203K loans in this market. That demand has prompted a lot of unqualified lenders and loan officers to attempt to grab their piece of the pie. This loan is not for rookie, it … Read More

How to Purchase a Home with a FHA Loanwith almost Zero Down

How to Purchase a Home with a FHA Loanwith almost Zero Down

For a limited time, up to 99.5 % financing is being offered to increase home ownership opportunities to individuals and families in California. You can purchase a home with a FHA Loan for as little as .5% down payment.  Yes! … Read More

WHY WOMEN BUY A HOME

WHY WOMEN BUY A HOME

The best Realtors or lenders are those who do less talking and more listening. Some of my clients at VALoansMN.com tell me of their discouragement while shopping for a house. The Realtor, they say, seemed more interested in showing them … Read More

An FHA True Story: An $8000 First Time Home Buyer IRS Check!

An FHA True Story: An $8000 First Time Home Buyer IRS Check!

Watch the Fox 35 News Video here. . Andrea was one of the “implementers”. With the deadline of the $8000 Tax Credit approaching – it is of utmost importance to have a plan of attack.  Most people are focused on … Read More

3 Reasons to Buy Your Atlanta FHA Financed Home, NOW

3 Reasons to Buy Your Atlanta FHA Financed Home, NOW

Atlanta real estate is a bargain right now.  Getting approved for an FHA loan in Atlanta is easy right now.  Buy your home now around Atlanta, and you get free money from the Federal and State Governments. It’s a great … Read More