The BLS released the annual average state unemployment rates today. Here is a scatter graph comparing the delinquency rate for mortgage loans (including all loans in foreclosure) vs. unemployment rate for all states as of Q4 2009. Click on graph … Read More

Here is the monthly Freddie Mac hockey stick graph … Click on graph for larger image in new window. Freddie Mac reported that the rate of serious delinquencies - at least 90 days behind - for conventional loans in its … Read More

On the MBA conference call concerning the “Q4 2009 National Delinquency Survey”, MBA Chief Economist Jay Brinkmann said this morning: A decline in 30 day delinquencies. “Solid indications of fewer new problems coming into the system”. Long term delinquencies are … Read More

From TransUnion: TransUnion Finds National Mortgage Delinquencies Jumped 10.24 Percent at End of 2009 (ht jb) TransUnion’s quarterly analysis of trends in the mortgage industry found that mortgage loan delinquency (the ratio of borrowers 60 or more days past due) … Read More

From Diana Olick at CNBC: What Mortgage Modifications Say About the Housing Market Treasury officials today said they are still concerned about a coming wave of foreclosures, many from pay option ARMs and many from the prime jumbo basket, particularly … Read More

Note: any number under 50 indicates that more builders view sales conditions as poor than good. Click on graph for larger image in new window. This graph shows the builder confidence index from the National Association of Home Builders (NAHB). … Read More

From Fitch: New Year, No Improvement as U.S. Prime Jumbo RMBS Delinquencies Approach 10% U.S. prime jumbo loan performance continued to weaken in January as serious delinquencies rose for the 32nd consecutive month, according to Fitch Ratings in the latest … Read More

From Jon Prior at HousingWire: Mortgage Delinquencies Pass 10%: LPS Home-loan delinquency rates in the US reached 10% in December, up from the record-high 9.97% in November, according to Lender Processing Services … which provides data on mortgage performance. Accounting … Read More

Here is a scatter graph comparing the seriously delinquency rate for mortgage loans vs. unemployment rate for all states. The seriously delinquent rate include 90+ days delinquent loans, and loans in the foreclosure process for Q3 2009 (Source: MBA). Click … Read More

Click on graph for larger image in new window. First, on the market … This graph is from Doug Short of dshort.com (financial planner): “Four Bad Bears”. Note that the Great Depression crash is based on the DOW; the three … Read More